Privacy Policy
Panhandle Title, Inc. (Panhandle Title) (“Agency”) would like to thank you for visiting our Website and reviewing our Privacy Policy. We respect the privacy and security of your non-public personal information (“Personal Information”) and protecting your Personal Information is one of our top priorities. This Privacy Statement explains Panhandle Title’s privacy practices, including how we use the Personal Information we receive from you and from other specified sources, and to whom it may be disclosed. Panhandle Title follows the privacy practices described in this Privacy Statement and, depending on the business performed, Panhandle Title may share information as described herein.
Personal Information Collected
We may collect Personal Information about you from the following sources:
- Information we receive from you on applications or other forms, such as your name, address, social security number, tax identification number, asset information, and income information;
- Information we receive from you through our Internet websites, such as your name, address, email address, Internet Protocol address, the website links you used to get to our websites, and your activity while using or reviewing our websites;
- Information about your transactions with or services performed by us, our affiliates, or other, such as information concerning your policy, premiums, payment history, information about your home or other real property, information from lenders and other third parties involved in such transaction, account balances, and credit card information; and
- Information we receive from consumer or other reporting agencies and publicly recorded documents.
Disclosure of Personal Information
We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) to various individuals and companies, as permitted by law, without obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Disclosures may include, without limitation, the following:
- To insurance agents, brokers, representatives, support organizations, real estate agents or others to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure in connection with an insurance transaction;
- To third-party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or payment and/or providing you with services you have requested;
- To an insurance regulatory authority, or a law enforcement or other governmental authority, in a civil action, in connection with a subpoena or a governmental investigation;
- To companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements; and/or
- To lenders, lien holders, judgment creditors, or other parties claiming an encumbrance or an interest in title whose claim or interest must be determined, settled, paid or released prior to title or escrow closing.
- Information we receive from consumer or other reporting agencies and publicly recorded documents.
We may also disclose your Personal Information to others when we believe, in good faith, that such disclosure is reasonably necessary to comply with the law or to protect the safety of our customers, employees, or property and/or to comply with a judicial proceeding, court order or legal process.
Links
This web site may contain links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statement of any other site that collects personally identifiable information.
Confidentiality and Security of Personal Information/ Requests for Correction, amendment, or Deletion of Personal Information
As required by applicable law, we will afford you the right to access your Personal Information, under certain circumstances to find out to whom your Personal Information has been disclosed, and request correction or deletion of your Personal Information. However, Panhandle Title’s current policy is to maintain customers’ Personal Information for no less than our state’s required record retention requirements for the purpose of handling future coverage claims.
Panhandle Title does not have any affiliated business arrangements. Panhandle Title maintains an underwriter/agent relationship with its underwriter. We do not sell your Personal Information.
For your protection, all requests made under this section must be in writing and must include your signature. Please send requests to:
Gail L. Wilson
1121 John Sims Parkway E
Niceville
Florida 32578
Opt Out Form
Please note: For your opt out to be effective this form has to be signed and dated at time of closing
If you wish to opt out of disclosure to nonaffiliated third parties, and/or of disclosures within our affiliated family of companies, please take the following steps: